Study enrolment requirements for loans and allowances

Although you need to be enrolled in full-time study to qualify for allowances, loan living costs, and course costs, other support is available.

Equivalent Full-time Student (EFTS) is a measure used by StudyLink to assess eligibility. Taking 120 points is the same as 1 EFTS.

Minimum enrolment

The minimum study commitment to be eligible to have your fees paid through a Student Loan is:

  • 30 points (0.25 EFTS)

Full-time study

You must be enrolled as a full-time student to get allowances, Student Loan living costs and/or course related costs:

  • One trimester: 48 points (0.4 EFTS)
  • Full year (two or three trimesters): 96 points (0.8 EFTS)
  • Trimester 3 (summer) only: 36 points (0.3 EFTS)

Any Student Loan or Student Allowance application cannot extend a 52-week period and should not run across two academic years.

Limited Full-time study

In some instances, students may qualify for limited full-time enrolment status. For more information, contact StudyLink.

Postgraduate enrolment

Full-time study status is only one of several criteria a student must meet to qualify for Student Loan and/or Student Allowance. For more information, or to apply, visit the StudyLink website.